Card Testing Detection for Leading Merchant Services Provider
Automated, real-time card testing detection replaced tedious manual review, reducing time-to-detection and shielding hundreds of merchants from active attacks.
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Modern Payments, Built for Every Business
This merchant services provider gives businesses of every size the tools to accept payments and run their operations from one dashboard, supporting both in-person and online transactions through TSYS.
- 30,000 businesses supported nationwide.
- 1M+ transactions processed weekly.
- Backed by four sponsor bank relationships.
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Card Testing Outpacing Manual Review
The merchant services provider's existing approach to card testing detection was tedious and manual, looking for indicators like velocity spikes, repeated prefixes, and odd transaction amounts across their portfolio by eye. As a result, incidents could go undetected until charges had already been settled. They needed a way to catch these patterns automatically, at scale, or risk missing even more attacks than before.
Automated Card-Testing Detection, Built to Outlast AI-Generated Fraud
The client adopted the card-testing detection capability within FraudNet’s Merchant Risk Monitoring solution, replacing manual review with continuous, automated monitoring across the entire merchant portfolio.
Traceable Decision-Making
Investigators get the full picture behind every flag, backed by a complete, auditable history of how each decision was made.
Automated Action Orchestration
Every flagged signal rolls up to the merchant’s entity record and triggers an alert, so investigators work from a consolidated view instead of swiveling chairs.
Configurable Detection Rules
Fraud ops can adjust the rules themselves, right in the portal, so keeping pace with new attack patterns takes minutes instead of a chunk of someone's day.
Continuous Range-Level Monitoring
The platform autonomously tracks patterns across ranges of related card numbers instead of point reviewing single transactions, so the full portfolio stays covered around the clock.
Real-Time Detection at Portfolio Scale
The full merchant portfolio can now be scanned in minutes to identify potential card testing incidents, keeping pace even as AI accelerates the scale and speed of these attacks industry-wide.
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Card testing used to mean poring over transaction lists by hand, hoping to catch a pattern before it cost us. Now detection runs automatically, every day, and gives our team their time back, all while staying fully compliant with how we handle card data.
Head of Fraud and Risk
Faster Detection, Backed by PCI Level 1 Compliance
FraudNet's configurable platform with automated detection keeps pace with new threats, and PCI Level 1 certification establishes trust that it doesn't come at the cost of compliance.
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Real-Time Detection at Portfolio Scale
Real-Time Detection at Portfolio Scale
The full merchant portfolio can now be scanned in minutes to identify potential card testing incidents, keeping pace even as AI accelerates the scale and speed of these attacks industry-wide.
The full merchant portfolio can now be scanned in minutes to identify potential card testing incidents, keeping pace even as AI accelerates the scale and speed of these attacks industry-wide.
97%
reduction in time to detection vs. the chargeback cycle.
300+
merchants shielded from active card-testing attacks.
136,000
card-testing transactions identified in minutes.
Faster Detection, Backed by PCI Level 1 Compliance
FraudNet's configurable platform with automated detection keeps pace with new threats, and PCI Level 1 certification establishes trust that it doesn't come at the cost of compliance.
