White Paper: What Should Merchants and Acquirers Do About Visa's New VAMP?

What's Changing with Visa VAMP

VAMP is reshaping how Visa evaluates disputes and fraud, by changing the thresholds, the math, and the consequences for merchants, PSPs, and acquirers. If your team owns risk, disputes, or merchant monitoring, these changes can quickly translate into higher costs, tighter portfolio scrutiny, and tougher merchant conversations.

This white paper breaks down what’s changing, why it matters, and how to prepare, so you can reduce exposure without slowing approvals or adding unnecessary friction. Download now to get the complete update and a practical path forward.

Highlights include:

• How Visa is consolidating prior monitoring programs into VAMP.
• The new VAMP ratios and how they frame risk across disputes and fraud reporting.
• What’s shifting in threshold structure and enforcement timing.
• How enumeration/card-testing activity can trigger monitoring outcomes.
• The downstream impact on fees, oversight, and remediation expectations.
• and more!