Are You Struggling with These Critical Risk Management Challenges?
Enhance your risk management strategy to protect your business from financial losses, compliance issues, and reputational harm.
KYB Onboarding Risk
Front companies and synthetic entities slip through initial checks, exposing you to fines, claw-backs, and reputational damage.
Invoice and Vendor Fraud
Manipulated invoices or fake vendors redirect high-value B2B payouts, driving direct losses and chargeback disputes.
Complex Cross-Border Compliance
Global AML, OFAC, and FATF rules change rapidly, forcing your team to juggle siloed data and costly manual reviews.
Policy Breaches by Commercial Clients
High-volume merchants can exceed chargeback or transaction limits unnoticed, undermining portfolio profitability.
Combat Fraud Swiftly with FraudNet Solutions
Enhance B2B payment security, reduce fraud losses, and streamline compliance with FraudNet's proactive solutions.
Ongoing KYB Entity Screening
Continuously validate ownership, licenses, sanctions.
Milliseconds-Scale Transaction Scoring
Detect fraud in real time without latency.
Real-Time Policy Threshold Monitoring
Spot chargeback, refund, or volume spikes instantly.
Anomaly Detection Dashboard
Surface deviations from normal merchant behavior.
AI-Native Unified Risk Engine
FraudNet harnesses cutting-edge machine learning and network intelligence to evaluate every B2B payment in milliseconds. This ensures rapid fraud detection, significantly reducing losses while maintaining seamless transaction speeds, empowering your business with secure and efficient payment processing.
Centralized Portfolio Visibility
Gain complete oversight with our centralized dashboard—monitor KYB status, transaction risks, and policy alerts all in one place. Empower your analysts to promptly address the most critical threats, ensuring your business stays one step ahead in the B2B payment landscape.
Low-Code Policy Management
Effortlessly manage chargeback and volume thresholds with our intuitive drag-and-drop rule builder. No need to wait on developer queues—set, test, and deploy policies instantly. Enhance your agility and compliance, ensuring seamless operations and quicker responses to emerging threats in B2B payments.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
Speak with our Solutions Expert Today
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FAQs
What is B2B payment merchant risk scoring?
B2B payment merchant risk scoring is a process that evaluates the risk level associated with a business that accepts payments. It involves analyzing various factors such as transaction history, industry type, and financial stability to determine the likelihood of fraudulent activity or financial default. This scoring helps payment processors and financial institutions manage their risk exposure when dealing with different merchants.
Why is merchant risk scoring important in B2B payments?
Merchant risk scoring is crucial in B2B payments as it helps identify potential risks and fraud before they occur. By assessing the risk level of merchants, payment processors can make informed decisions about extending credit, setting transaction limits, or implementing additional security measures. This proactive approach minimizes financial losses, enhances trust within the payment ecosystem, and ensures compliance with regulatory requirements.
What factors are considered in merchant risk scoring?
Merchant risk scoring considers various factors, including the merchant's credit history, transaction volume and frequency, chargeback rates, industry classification, geographic location, and historical financial performance. Additionally, it may assess the merchant's business model, customer reviews, and any previous incidents of fraud or regulatory violations. These factors collectively help in estimating the likelihood of future financial or operational risks associated with the merchant.
How do changes in a merchant's business impact their risk score?
Changes in a merchant's business, such as shifts in transaction volume, entering new markets, or altering their product offerings, can impact their risk score. An increase in chargebacks or a sudden spike in transactions may raise red flags, prompting a reassessment of risk. Similarly, diversification into high-risk industries or a significant change in business model could lead to a higher risk score, affecting the terms of service or credit extended by payment processors.
How frequently should merchant risk scores be updated?
Merchant risk scores should be updated regularly to reflect the most current data and changes in the business environment. While the frequency can vary based on the payment processor's policies and the merchant's risk level, it is common to update scores quarterly or semi-annually. More frequent updates may be necessary for high-risk merchants or those undergoing significant changes, ensuring the risk assessment remains accurate and relevant.
How can merchants improve their risk score?
Merchants can improve their risk score by maintaining a clean transaction history, minimizing chargebacks, and ensuring compliance with industry regulations. Implementing strong security measures, such as robust fraud detection systems and secure payment gateways, can also help. Additionally, maintaining transparent business practices, promptly addressing customer concerns, and updating financial and business information with payment processors can demonstrate reliability and reduce perceived risk.