Is Your Business Struggling with These Compliance and Risk Management Challenges?
Streamline compliance, enhance transparency, and mitigate risks with a robust solution tailored for cross-border payment complexities.
Heightened AML Compliance Burden
Global rules from FATF, OFAC, and local regulators shift constantly, forcing you to manage multiple screening lists, document trails, and audits while keeping cross-border flows uninterrupted.
Lack of Transparency in End-User Identity
Payers and payees span several jurisdictions and data standards, making KYC/KYB verification patchy, raising false positives, and exposing you to synthetic IDs and stolen credentials.
Elevated Risk of Money Laundering & Mule Accounts
Fraud rings exploit international rails to cycle funds through newly opened or dormant merchant accounts, masking origins and triggering regulator scrutiny and potential fines.
Transaction Laundering
Illicit merchants hide behind seemingly legitimate storefronts, mislabel goods, or reroute payments, placing you at risk of sanctions breaches and chargeback spikes.
Empower Compliance with FraudNet's Cutting-Edge Solutions
Streamline compliance and minimize risks with FraudNet's seamless, real-time monitoring and analytics solutions.
Ongoing Screening for AML & Sanctions Compliance
Continuous entity re-checks against global watchlists
Real-Time Transaction Monitoring
Millisecond risk scoring using device, geo, velocity data
Policy Monitoring Engine
Auto-flag refund, chargeback, and volume anomalies
Entity Risk Analytics for KYB
Onboard only merchants with clean, verified histories
Unified Cross-Border Risk Intelligence
FraudNet seamlessly integrates global watchlists, network intelligence, and behavioral analytics into one powerful AI-driven platform, delivering a comprehensive, real-time view of every merchant and transaction. This ensures cross-border payment companies can detect and mitigate risks swiftly and efficiently.
Milliseconds-Fast Decisioning
Our dynamic models instantly evaluate each transaction to intercept mule accounts and laundering activities before funds are transferred. This ensures robust security without compromising the seamless experience your legitimate customers expect, safeguarding your operations and enhancing trust in cross-border payments.
Configurable Policy Controls
Customize your compliance strategy with country, corridor, or merchant-specific rules. Instantly receive alerts when thresholds are breached and automatically escalate critical cases, ensuring your compliance team remains laser-focused on the most significant risks in cross-border transactions.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
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FAQs
What defines a cross-border high-risk merchant?
Cross-border high-risk merchants are businesses that engage in international transactions and operate in industries with higher-than-average risk of fraud, chargebacks, or regulatory scrutiny. These sectors may include online gambling, adult entertainment, pharmaceuticals, and travel services. The risk is amplified by varying international regulations, currency exchange issues, and the complexity of cross-border logistics.
Why are cross-border merchants considered high-risk?
Cross-border merchants are considered high-risk due to factors such as different regulatory environments, higher chances of fraud, increased likelihood of chargebacks, currency fluctuation risks, and complex logistics. Additionally, language barriers and cultural differences can complicate customer service and dispute resolution, increasing the potential for financial loss.
What are the common challenges faced by cross-border high-risk merchants?
Common challenges include managing multi-currency transactions, adhering to diverse regulatory requirements, mitigating fraud risk, handling chargebacks, and ensuring secure cross-border data transfers. They also face logistical issues related to shipping and customs, as well as the need for effective risk management and customer support across different time zones.
How can cross-border high-risk merchants manage fraud risk?
Merchants can manage fraud risk by implementing robust fraud detection and prevention solutions, such as AI-driven analytics and machine learning. They should also adopt secure payment gateways, conduct thorough due diligence on international clients, and ensure compliance with global security standards like PCI DSS. Regularly updating security protocols and training staff in fraud prevention methods are also essential.
What payment solutions are available for cross-border high-risk merchants?
Payment solutions for these merchants include specialized high-risk payment processors that offer multi-currency support and chargeback protection. Solutions may also involve alternative payment methods like digital wallets and cryptocurrencies, which can help mitigate risks associated with traditional banking. Additionally, partnering with payment service providers experienced in high-risk and cross-border commerce is vital.
How do regulatory requirements impact cross-border high-risk merchants?
Regulatory requirements impact these merchants by necessitating compliance with international laws and standards, such as anti-money laundering (AML) regulations and data protection laws like GDPR. Non-compliance can result in fines, legal action, and loss of business licenses. Merchants must stay informed about changes in regulations across jurisdictions to effectively manage risk and ensure seamless international operations.