Are Hidden Risks Eroding Your Profits and Reputation?
Identify and mitigate hidden risks to protect your profits and reputation, ensuring a stable and compliant merchant portfolio.
High Chargeback Exposure
Acquirers shoulder network fines and lost fees when unchecked merchants trigger excessive chargebacks, eroding profit and harming scheme relationships.
Onboarding Risk of High-Risk Merchants
Without instant KYB insight, acquirers may board illegal or non-compliant businesses, creating costly regulatory and reputational fallout.
Fraudulent Transactions Across Portfolios
Card-not-present fraud can spread rapidly across an acquirer’s merchant base, driving write-offs and network monitoring programs.
Limited Visibility Into Merchant Behavior
Siloed data hides sudden spikes in refunds, declines, or volume, preventing proactive intervention before risk escalates.
Transform Risk Management with FraudNet Solutions
Safeguard your profits and reputation with real-time insights and proactive risk management for acquirers.
FraudNet's Merchant Policy Monitoring
Spot chargeback, refund, and decline spikes instantly.
FraudNet's KYB Risk Scoring
Score new and existing merchants in real time.
FraudNet's Transaction Monitoring
Millisecond AI scoring for CP and CNP payments.
FraudNet's Merchant Dashboard
Unified view of risk trends and alerts by MID.
Enhanced Risk Management
Our AI-Native models scrutinize every transaction and merchant data point instantaneously, empowering acquirers to intercept fraud and chargeback catalysts proactively. Stay ahead of network thresholds, safeguarding your profits and preserving vital card-scheme relationships effortlessly.
Improved Compliance Adherence
Ensure seamless compliance with card-scheme rules and regional regulations through automated KYB, monitoring, and auditable workflows. Reduce costly fines and streamline audit preparation, allowing your team to focus on growth while maintaining robust regulatory adherence effortlessly.
Operational Efficiency Gains
Streamline your operations with unified dashboards and adaptive rules. Auto-generated alerts minimize manual reviews, enabling your team to efficiently manage larger merchant portfolios with fewer resources, enhancing productivity and allowing you to focus on strategic growth and risk mitigation.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
Speak with our Solutions Expert Today
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FAQs
What is a high-risk merchant?
A high-risk merchant is a business that poses a greater risk of financial loss or chargebacks to the acquirer due to the nature of its industry, business model, or transaction history. Industries such as travel, adult entertainment, and online gambling are often considered high-risk due to factors like high chargeback rates, potential legal issues, or reputational risks.
Why do acquirers charge higher fees for high-risk merchants?
Acquirers charge higher fees for high-risk merchants to offset the increased risk of chargebacks, fraud, and financial instability associated with these businesses. The higher fees help to cover the costs of additional monitoring, fraud prevention measures, and potential financial losses. This pricing model ensures that the acquirer can manage risk effectively while still providing services to businesses that might otherwise struggle to access payment processing.
What factors determine if a merchant is high-risk?
Factors that determine if a merchant is high-risk include the industry they operate in, the volume and frequency of transactions, chargeback ratios, credit history, and compliance with regulations. Businesses in industries like gambling, travel, and adult services are typically considered high-risk. Additionally, merchants with a history of financial instability or those operating in regions with high fraud rates may also be classified as high-risk.
How can a high-risk merchant reduce chargebacks?
High-risk merchants can reduce chargebacks by implementing strong fraud prevention measures, maintaining clear communication with customers, ensuring accurate product descriptions, and providing excellent customer service. They should also adhere to industry regulations and use secure payment gateways. Regularly monitoring transactions for suspicious activity and responding promptly to disputes can also help mitigate chargebacks.
What are the benefits of working with a high-risk payment processor?
Working with a high-risk payment processor offers benefits such as tailored solutions for risk management, expertise in handling high-risk industries, and access to advanced fraud detection tools. These processors are experienced in managing the unique challenges faced by high-risk merchants and provide support to maintain compliance and reduce chargebacks. This partnership can help high-risk businesses maintain their operations and improve their payment processing efficiency.
Can a high-risk merchant become low-risk over time?
Yes, a high-risk merchant can potentially transition to a low-risk status over time by consistently reducing chargebacks, improving their financial stability, and maintaining compliance with industry regulations. By demonstrating a track record of responsible business practices, managing risk effectively, and improving customer satisfaction, a merchant can negotiate better terms with their acquirer and potentially reduce their risk classification.