Modernizing Legacy Systems with API-First Fraud Intelligence for Acquirers

Streamline legacy IT integration for acquirers, enhancing efficiency, scalability, and fraud detection while reducing costs and complexity.

Are Legacy Systems Draining Your Resources and Leaving You Vulnerable?

Streamline operations, reduce costs, and enhance security by overcoming the limitations of outdated systems and fragmented data.

Costly, Complex Integrations

Acquirers often run decades-old COBOL or mainframe apps. Bolting on API-first fraud tools demands custom code, middleware, and downtime, driving project overruns and diverting capital from growth.

Fragmented, Latent Data

Transaction, merchant, and chargeback records sit in separate silos. Without real-time consolidation, acquirers miss cross-portfolio fraud signals and suffer slow, manual investigations.

Limited In-House AI Expertise

Risk teams excel at rules, not machine learning. Modern models require data science skills, model ops, and continuous tuning that most acquirer IT groups lack.

Legacy Security & Compliance Gaps

Older systems struggle to meet PCI DSS v4.0 and regional data-privacy mandates. Patchwork controls expose sensitive card data and increase regulatory scrutiny.

Streamline Fraud Prevention with FraudNet's Innovative Solutions

Streamline operations, protect data, and reduce costs with FraudNet’s easy integration solutions for acquirers.

API Gateway Adapter

Wraps legacy endpoints with REST/JSON for seamless FraudNet calls.

Low-Code Data Mapper

Transforms siloed files into normalized streams in minutes.

Cloud Sandbox Rollout

Parallel test FraudNet scoring without touching prod flows.

Role-Based Governance Layer

Adds audit trails, encryption, and key management.

Key Capabilities For Acquirers

AI-Native Real-Time Scoring

FraudNet's AI-driven real-time scoring evaluates transactions in milliseconds, significantly reducing chargebacks and minimizing false declines. This ensures a smoother experience for your merchants, enhancing trust and boosting your portfolio's profitability without the need for extensive system overhauls.

Unified Fraud Intelligence Hub

Gain a comprehensive view of your entire portfolio with our intuitive dashboard. Seamlessly monitor alerts, manage case workflows, and access global consortium signals all in one place. Simplify your analysts' efforts and enhance fraud detection efficiency without the hassle.

Scalable, API-First Architecture

FraudNet's microservices seamlessly integrate with your existing payment infrastructure, empowering you to modernize step-by-step without the need for costly re-platforming. Enhance your fraud detection capabilities while preserving your current resources and minimizing disruption to your operations.
Impact & Results

Delivering Results that Matter

We don’t just promise better fraud control—we deliver tangible improvements that protect your business.

97%

Fewer False Positives

Approve more valid transactions confidently.

88%

Fraud Reduction

Experience double-digit reductions in fraud-related chargebacks

60%

Cost Savings

Save time and resources while securing your revenue.

Why FraudNet

Future-Proof Your Fraud & Risk Program

With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.

Customizable & Scalable

No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.

End-to-End Platform

Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.

AI Precision You Can Rely On

Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.

Real-Time Fraud Intelligence

Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.

Testimonials

Real Success From Real Teams

Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.

Director Risk & Fraud, Arvato

FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.

Head of Financial Crime, Countingup

The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.

Fraud Manager, Global Financial Institution

Speak with our Solutions Expert Today

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FAQs

What are the common challenges faced in Acquirer legacy IT integration?

Common challenges include dealing with outdated technology that lacks support, integrating with newer systems without disrupting existing operations, data migration complexities, ensuring compliance with current security standards, and managing the high costs and resource demands of integration projects. Additionally, there is the challenge of minimizing downtime and ensuring seamless operation during the integration process.

Why is it important for Acquirers to integrate legacy systems?

Integrating legacy systems is crucial for Acquirers to remain competitive, improve operational efficiency, and meet regulatory requirements. It allows for better data management and analytics, enhances the customer experience by enabling faster and more reliable transactions, and supports the adoption of new payment technologies and services. Furthermore, integration can help reduce long-term operational costs and mitigate risks associated with outdated systems.

What strategies can Acquirers use to ensure successful legacy IT integration?

Acquirers can ensure successful integration by conducting thorough assessments of existing systems, defining clear integration goals, and developing a detailed project plan. Employing experienced integration specialists and leveraging modern middleware and APIs can facilitate smoother transitions. It's also important to engage stakeholders throughout the process, ensure robust testing and validation, and maintain strong cybersecurity measures to protect sensitive data during integration.

How does legacy IT integration impact customer experience for Acquirers?

Legacy IT integration can significantly enhance customer experience by enabling faster transaction processing, reducing errors, and offering a wider range of payment options. It allows Acquirers to provide seamless, reliable, and secure payment services, which can lead to increased customer satisfaction and loyalty. Additionally, integration can support the development of innovative features and personalized services, further improving the overall customer experience.

What role does cloud technology play in legacy IT integration for Acquirers?

Cloud technology plays a pivotal role in legacy IT integration by offering scalable, flexible, and cost-effective solutions. It enables Acquirers to migrate and integrate legacy systems with minimal disruption, providing access to advanced analytics, improved data storage, and enhanced security features. Cloud platforms facilitate easier system updates and maintenance, allow for faster deployment of new services, and support collaborative efforts across different locations and teams.

How can Acquirers ensure compliance during legacy IT integration?

Acquirers can ensure compliance by staying informed about relevant regulations and standards, such as PCI DSS, and incorporating compliance requirements into the integration plan from the outset. Regular audits and risk assessments should be conducted to identify and address potential compliance issues. Utilizing secure integration practices, engaging compliance experts, and providing ongoing training for staff can further support adherence to regulatory obligations during the integration process.