Are Chargebacks, Fraud, and Risky Merchants Threatening Your Business Stability?
Proactively manage risks, reduce fines, and safeguard your reputation by addressing chargebacks, fraud, and risky merchant activities.
High Chargeback Exposure
Excessive dispute ratios push acquirers above card-network thresholds, triggering costly fines, higher reserve demands, and reputational damage with schemes and regulators.
Onboarding Risk of High-Risk Merchants
Without real-time KYB, acquirers may approve merchants tied to fraud or illicit goods, exposing the bank to enforcement actions and license jeopardy.
Portfolio-Wide CNP Fraud
Card-not-present attacks spread quickly across merchant networks; delayed detection leaves acquirers absorbing losses and violation fees for systemic monitoring gaps.
Limited Merchant Behavior Visibility
Siloed data hides spikes in refunds, declines, or volume, preventing early intervention and leading to scheme non-compliance assessments.
Transform Risk Management with FraudNet's Cutting-Edge Solutions
Enhance acquirer stability with real-time insights, preventing fines and fraud while ensuring compliance.
Merchant Policy Monitoring
Live chargeback and refund thresholds with instant breach alerts
KYB Risk Scoring
AI-native identity, device, and business checks at onboarding
Transaction Monitoring
Millisecond CP/CNP fraud scoring across all merchant MID IDs
Merchant Dashboard
Unified view of risk trends, cases, and audit-ready reports
Real-Time Regulatory Guardrails
Receive immediate alerts when chargebacks, refund ratios, or sales volumes approach critical thresholds. This proactive notification system empowers you to act swiftly, preventing costly fines and maintaining compliance, ensuring your acquirer operations stay smooth and reputationally secure.
Adaptive KYB Intelligence
Harness cutting-edge adaptive KYB intelligence that seamlessly integrates global business records, device signals, and behavioral data. This dynamic scoring system identifies and flags risky applicants, ensuring your portfolio remains clean and free from fraudulent actors, all while safeguarding your reputation and bottom line.
Portfolio-Wide Transparency
FraudNet's centralized dashboard offers acquirers a comprehensive view of each merchant's risk profile, performance trends, and case history. This enables your team to swiftly demonstrate compliance and effectively manage risk, ensuring regulatory alignment and protecting your portfolio from potential threats.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
Speak with our Solutions Expert Today
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Recognized by Industry Analysts
Related Resources
Other Services
FAQs
What is the primary goal of regulatory compliance for acquirers?
The primary goal of regulatory compliance for acquirers is to adhere to legal and industry standards to prevent financial crimes, ensure consumer protection, and maintain the integrity of the payment system. This involves implementing measures to detect and prevent fraud, money laundering, and other illicit activities, thereby avoiding regulatory fines and maintaining trust with merchants and consumers.
How can acquirers avoid regulatory fines related to anti-money laundering (AML)?
Acquirers can avoid regulatory fines related to AML by implementing robust compliance programs that include regular risk assessments, transaction monitoring, customer due diligence, and employee training. It's crucial to stay updated on regulatory changes and ensure effective communication between compliance teams and other departments. Implementing advanced technology solutions for real-time monitoring and reporting can also enhance the detection of suspicious activities, thus reducing the risk of fines.
What role does data security play in avoiding regulatory fines?
Data security is crucial in avoiding regulatory fines as it protects sensitive information from breaches and unauthorized access. Acquirers must comply with standards like PCI DSS to ensure the security of cardholder data. Implementing encryption, tokenization, and regular security audits helps safeguard data integrity. Failing to protect customer data not only risks regulatory penalties but also damages the acquirer's reputation and can lead to financial losses due to fraud.
How important is record-keeping for regulatory compliance?
Record-keeping is vital for regulatory compliance as it provides evidence of adherence to legal and industry standards. Acquirers must maintain accurate and detailed records of transactions, customer information, and compliance activities. Proper documentation supports audits, investigations, and reporting requirements, helping to demonstrate compliance and avoid fines. It also assists in identifying trends and potential risks, allowing acquirers to proactively address issues before they result in penalties.
What are the consequences of failing to comply with payment industry regulations?
Failing to comply with payment industry regulations can result in severe consequences, including hefty fines, legal action, and reputational damage. Acquirers may face increased scrutiny from regulators, loss of merchant relationships, and diminished consumer trust. Compliance failures can also lead to operational disruptions and increased costs to rectify non-compliance issues. Ultimately, the financial and reputational impact can significantly affect an acquirer's ability to operate effectively in the market.
How does effective training help in avoiding compliance-related fines?
Effective training helps in avoiding compliance-related fines by ensuring that employees are knowledgeable about regulatory requirements and understand their roles in maintaining compliance. Regular training programs keep staff informed about the latest regulations, compliance procedures, and best practices. This empowers employees to identify and report suspicious activities and errors, reducing the risk of non-compliance. A well-trained workforce is essential for fostering a culture of compliance and minimizing the likelihood of regulatory breaches and fines.