Comprehensive Account Takeover Prevention for Issuers

Safeguard your accounts with advanced AI, reducing fraud, enhancing trust, and ensuring compliance effortlessly.

Are You Struggling with Exploding Account Takeovers and Credential Stuffing?

Protect your bottom line and enhance customer trust by tackling rising account takeovers and preventing credential stuffing attacks.

Exploding Account Takeover Volume

Issuers face triple-digit YoY growth in ATO attempts on mobile banking and card-management portals, rapidly eroding fraud budgets and interchange revenue.

Credential Stuffing at Scale

Bot-driven attacks flood issuer login endpoints with breached credentials, overwhelming legacy controls and forcing costly rate-limiting measures.

Security-Friction Trade-Off

Stricter rules reduce ATO risk but spike false declines and call-center complaints, threatening cardholder loyalty in highly competitive portfolios.

Regulatory & Brand Exposure

ATO losses trigger chargebacks, Reg E/Z disputes, and reputational hits that can push issuers into costly remediation audits and PR crises.

Combat ATO with FraudNet's Advanced Security Solutions

Protect your accounts and revenue with advanced fraud detection and seamless user verification solutions.

Login AI

Real-time session risk scoring

Device AI

Bot & emulator detection

Behavioral Biometrics

Continuous user verification

Adaptive MFA

Step-ups only when risky

Key Capabilities For Issuers

AI-Native Real-Time Detection

FraudNet instantly analyzes device, behavior, and network data to thwart account takeovers before any funds are compromised. This proactive approach secures your revenue stream and ensures legitimate transactions, allowing issuers to maintain trust and enhance the cardholder experience.

Frictionless Cardholder Experience

Effortlessly enhance your cardholders' experience by allowing low-risk sessions to proceed seamlessly, while employing discreet checks or step-up MFA for risky ones. This approach safeguards your revenue stream and maintains high Net Promoter Scores, ensuring customer satisfaction and loyalty.

Built-In Compliance & Audit Trails

Effortlessly manage Reg E/Z disputes, PSD2 SCA, and PCI audits with our automated evidence logs. Minimize manual paperwork and reduce penalty risks, ensuring compliance with ease. Protect your reputation and streamline operations, allowing you to focus on what matters most—your cardholders.
Impact & Results

Delivering Results that Matter

We don’t just promise better fraud control—we deliver tangible improvements that protect your business.

97%

Fewer False Positives

Approve more valid transactions confidently.

88%

Fraud Reduction

Experience double-digit reductions in fraud-related chargebacks

60%

Cost Savings

Save time and resources while securing your revenue.

Why FraudNet

Future-Proof Your Fraud & Risk Program

With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.

Customizable & Scalable

No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.

End-to-End Platform

Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.

AI Precision You Can Rely On

Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.

Real-Time Fraud Intelligence

Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.

Testimonials

Real Success From Real Teams

Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.

Director Risk & Fraud, Arvato

FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.

Head of Financial Crime, Countingup

The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.

Fraud Manager, Global Financial Institution

Speak with our Solutions Expert Today

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FAQs

What is issuer account takeover prevention?

Issuer account takeover prevention refers to the strategies and technologies used by financial institutions to protect against unauthorized access and control of customer accounts. This involves monitoring for suspicious activity, implementing strong authentication measures, and using advanced analytics to detect and prevent fraudulent behavior before it results in financial loss or data breaches.

What are common signs of an account takeover attempt?

Common signs include unusual login attempts from new devices or locations, rapid changes in account information, unexpected password reset requests, and unfamiliar transactions. Monitoring for these indicators, coupled with real-time alerts, can help issuers quickly identify and respond to potential takeovers, minimizing the impact on customers and the institution.

How can multi-factor authentication help prevent account takeovers?

Multi-factor authentication (MFA) significantly enhances security by requiring users to provide two or more verification factors, such as a password and a fingerprint or a one-time code sent to a mobile device. This makes it more difficult for attackers to gain unauthorized access, even if they have obtained a user's password, thereby reducing the risk of account takeovers.

What role does machine learning play in preventing account takeovers?

Machine learning algorithms analyze vast amounts of data to identify patterns and anomalies associated with fraudulent behavior. By continuously learning from new data, these systems can detect and predict potential account takeover attempts with high accuracy, enabling issuers to implement proactive measures and improve their overall fraud prevention strategies.

How important is customer education in preventing account takeovers?

Customer education is crucial in preventing account takeovers. By informing customers about the risks, signs of suspicious activity, and best practices for account security, such as using strong passwords and recognizing phishing attempts, issuers can empower them to protect their own accounts. Educated customers are more likely to detect and report fraud promptly, reducing the potential for damage.

What should an issuer do if an account takeover is suspected?

If an account takeover is suspected, issuers should immediately initiate a series of actions to protect the account. This includes temporarily freezing the account, conducting thorough investigations to confirm the breach, notifying the customer, and guiding them through the recovery process. Additionally, enhancing security measures and reviewing the incident for lessons learned can help prevent future takeovers.