Is Your Financial Institution Struggling with These Critical Challenges?
Discover how to protect your institution from fraud, reduce costs, and maintain compliance with ease and confidence.
Account Takeovers (ATO)
Phishing, credential stuffing, and SIM swaps let criminals hijack cardholders’ logins, forcing issuers to cover unauthorized spend and handle costly dispute spikes.
Synthetic Identity Fraud
Fraud rings blend real and fabricated data to open new card accounts, leaving issuers with uncollectible balances and distorted credit-risk models.
False Declines
Over-aggressive rules block good transactions, frustrating cardholders, driving portfolio churn, and cutting interchange revenue for issuers.
Rising Compliance Pressure
Mandates like PSD2, AML, and CFPB deadlines demand granular audit trails; missed requirements expose issuers to fines and reputational damage.
Transform Fraud Prevention with FraudNet's Cutting-Edge Solutions
FraudNet empowers issuers to tackle fraud, streamline processes, and meet compliance with ease.
AI-Native Real-Time Fraud Detection
Millisecond scoring blocks ATO and synthetic fraud without harming approvals.
Automated Underwriting & Screening
Instant merchant onboarding plus continuous risk checks safeguard portfolios.
Unified Compliance Management
Auto-generated audit trails meet PSD2, AML, and CFPB rules effortlessly.
Proactive Chargeback Management
Early alerts and evidence workflows cut disputes and recovery costs.
Precision Scoring at Authorization
FraudNet’s advanced AI models analyze over 1,000 signals instantly, enhancing fraud detection without sacrificing approval rates. This precision ensures issuers can confidently approve genuine transactions, reducing false declines and maintaining customer satisfaction while safeguarding against fraud.
Continuous Merchant Intelligence
Experience around-the-clock monitoring that proactively identifies risky merchant behavior. This empowers you to swiftly adjust exposure limits, preventing potential losses before they escalate. Safeguard your portfolio with real-time insights, ensuring your business remains secure and profitable.
Click-Ready Compliance Reporting
Effortlessly manage compliance with our intuitive dashboards that generate regulator-ready reports instantly. Reduce audit preparation time significantly, allowing your team to concentrate on expanding your portfolio and enhancing client relationships, rather than getting bogged down in regulatory details.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
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FAQs
What is issuer merchant risk reduction?
Issuer merchant risk reduction refers to strategies and practices adopted by credit card issuers to minimize the risk associated with fraudulent transactions and non-compliance by merchants. This involves monitoring merchant activities, implementing fraud detection tools, and ensuring adherence to industry standards to protect both the issuer and cardholders from financial losses and reputational damage.
Why is issuer merchant risk reduction important?
Issuer merchant risk reduction is crucial as it helps prevent financial losses due to fraudulent activities, protects cardholder data, and maintains trust in the payment ecosystem. By effectively managing merchant risks, issuers can reduce chargebacks, avoid regulatory penalties, and enhance customer confidence, leading to a more secure and reliable payment environment.
What technologies are commonly used in issuer merchant risk reduction?
Technologies commonly used in issuer merchant risk reduction include machine learning algorithms for fraud detection, real-time transaction monitoring systems, data analytics tools, and artificial intelligence. These technologies help in identifying suspicious patterns, assessing merchant behavior, and preventing fraudulent transactions by providing insights and automated responses to potential risks.
How do issuers assess merchant risk?
Issuers assess merchant risk by evaluating factors such as transaction volume, business type, geographical location, historical fraud rates, and compliance with industry standards like PCI DSS. They also use risk scoring models and continually monitor merchant activities to identify any unusual patterns that might indicate potential fraud or non-compliance issues.
What role do chargebacks play in issuer merchant risk management?
Chargebacks play a significant role in issuer merchant risk management as they indicate potential fraud or customer dissatisfaction. By analyzing chargeback data, issuers can identify problematic merchants, assess the legitimacy of transactions, and take corrective actions, such as monitoring high-risk merchants more closely or terminating relationships with those consistently involved in fraudulent activities.
How can issuers collaborate with merchants to reduce risk?
Issuers can collaborate with merchants to reduce risk by sharing insights on fraud patterns, providing guidance on compliance with security standards, and offering tools for fraud prevention. Regular communication and education on best practices can help merchants improve their security measures, leading to fewer fraudulent transactions and a more secure payment ecosystem overall.