Are You Struggling with These Payment and Fraud Challenges?
Overcome payment hurdles with streamlined fraud prevention, reducing losses and boosting trust with seamless, real-time protection.
Surging CNP Fraud at Authorization
Card-not-present payments are approved in milliseconds, leaving you almost no time to vet the buyer’s device, location, or spend pattern. Stolen credentials and bot attacks slip through, driving loss write-offs, higher scheme fees, and costly manual reviews.
Account Takeovers & Synthetic Merchants
Fraudsters hijack portals or register fake sellers, then route funds to mule accounts before legacy KYB or velocity checks detect anomalies. The result is claw-backs, frozen reserves, and damaged PSP reputation with issuers and brands.
Escalating Chargebacks & Friendly Fraud
Promo abuse, first-party chargebacks, and refund farming inflate your dispute ratio. Excessive network thresholds trigger monitoring programs, higher interchange, and staff overhead to investigate, represent, and write letters.
Fragmented Global Compliance
You juggle PSD2 SCA, FedNow, AML, and sanctions lists—each with different data schemas. Disparate tools cause integration debt, audit gaps, and fines for every missed screening or late SAR filing.
FraudNet Solutions: Stop Fraud Before It Starts
Enhance security, reduce fraud-related costs, and streamline operations with FraudNet's advanced risk management solutions.
Real-Time Transaction Monitoring
Milliseconds scoring stops CNP fraud before authorization.
Entity & Watch-List Screening
Instant KYB/KYC API flags risky entities during onboarding.
AI-Native Risk Decisioning
Adaptive ML models cut false positives by learning your data.
Unified Case Management
Unified dashboard centralizes alerts, tasks, and audit logs.
Instant, Scalable API Integration
Integrate FraudNet seamlessly in just hours with our RESTful API. Effortlessly auto-map payment fields and obtain real-time risk scores that align perfectly with your current authorization, settlement, and dispute processes—no extensive reconfiguration required, ensuring minimal disruption and maximum efficiency.
AI-Native Precision With Low Friction
Our self-learning models intelligently analyze device, behavioral, and consortium data, ensuring you approve more legitimate transactions while blocking fraud in real time. This precision reduces false declines, safeguarding your revenue and enhancing the cardholder experience, keeping both your business and customers secure.
Compliance Ready From Day One
Seamlessly meet compliance standards with automatically updated sanctions, AML, and PSD2 controls. Effortlessly maintain audit trails and generate SAR templates, ensuring you're always prepared for inspections across all markets, while significantly reducing manual paperwork and safeguarding your operations from regulatory pitfalls.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
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FAQs
What is a Payment API and why is it important?
A Payment API allows businesses to process payments through their website or app by integrating with a payment processor. It is crucial because it enables seamless transactions, supports various payment methods, and enhances the user experience. By using a Payment API, businesses can automate payment processing, reduce errors, and ensure secure transactions, which are essential for maintaining customer trust and increasing conversion rates.
How do I integrate a Payment API into my application?
Integrating a Payment API involves several steps. First, choose a payment provider that suits your business needs. Then, obtain API keys from the provider's developer portal. Follow the provider's documentation to install any necessary SDKs or libraries. Use the API to create endpoints for processing payments, handling errors, and managing transactions. Test the integration in a sandbox environment before going live to ensure everything works smoothly and securely.
What security measures should be considered when integrating a Payment API?
When integrating a Payment API, prioritize security by using HTTPS for data transmission to protect against interception. Implement tokenization to replace sensitive data with unique tokens, reducing exposure to breaches. Follow PCI DSS compliance requirements to safeguard payment information. Enable two-factor authentication for additional security and regularly update and patch your software to address vulnerabilities. Conduct security audits and penetration testing to identify and rectify any potential threats.
What are the common challenges faced during Payment API integration?
Common challenges include handling various payment methods and currencies, ensuring compatibility with existing systems, and managing security compliance like PCI DSS. Technical issues such as API versioning, rate limits, and error handling can also arise. Businesses may face difficulties in providing a seamless user experience across devices and platforms. Proper planning, understanding the API documentation, and thorough testing can help mitigate these challenges.
How can I test my Payment API integration effectively?
To test your Payment API integration effectively, start by using the sandbox environment provided by the payment processor to simulate real transactions without actual money transfers. Test various scenarios, including successful payments, failed transactions, and edge cases like network interruptions. Validate the handling of different payment methods and currencies. Ensure error messages are clear and informative. Use automated testing tools to conduct regression tests and confirm that new updates do not break existing functionality.
What should I do if the Payment API integration fails or encounters issues?
If the Payment API integration fails or encounters issues, first check the API documentation for troubleshooting tips and ensure that all API keys and configurations are correct. Review error messages and logs to identify the problem. Contact the payment provider's support for assistance if needed. Implement a robust error handling and logging system to detect and respond to issues quickly in the future. Regularly monitor the integration to ensure it continues to operate smoothly.