Are You Struggling with Increasing CNP Fraud and Data Fragmentation?
Streamline fraud prevention and data integration to minimize losses, boost compliance, and enhance operational efficiency in payment processing.
High CNP Fraud Exposure
Card-not-present payments clear in seconds, leaving payment companies little time to inspect device, IP, and velocity signals. Without direct card-network context, automated decisions let spoofed cards, mule accounts, and refund abuse slip through, driving loss rates far above in-store benchmarks.
Fragmented Network Data Access
Issuer, acquirer, and card-scheme feeds arrive in different formats, intervals, and APIs. Integrating, normalizing, and reconciling this data taxes engineering teams, delays fraud model updates, and creates blind spots that fraudsters quickly exploit.
Rising Chargebacks & Disputes
Promo abuse, friendly fraud, and synthetic identities inflate chargeback ratios. Missing authorization and clearing details from card networks hampers compelling-evidence creation, leading to costly write-offs and threatened scheme penalties.
Regulatory Patchwork Pressure
PSD2 SCA, FedNow rules, and evolving AML directives require region-specific controls. Limited visibility into card-network risk signals makes proving compliance harder and exposes payment companies to fines or corridor shutdowns.
Combat Fraud Effortlessly with FraudNet's Smart Solutions
FraudNet streamlines fraud detection, reduces chargebacks, and ensures compliance for payment companies.
Real-Time Transaction Monitoring
Scores every payment in <300 ms via network data to flag risk.
Entity Screening
Instantly checks merchants and users against KYC, AML, sanctions lists.
AI & ML Risk Decisioning
Learns your patterns to auto-approve good and block bad activity.
Case Management System
Consolidates alerts and evidence for fast, auditable reviews.
Network-Enriched Fraud Scores
FraudNet seamlessly integrates card-scheme authorization, clearing, and dispute data with your internal signals, providing adaptive risk scores. This empowers payment companies to drastically reduce false positives and swiftly counter emerging threats, ensuring transaction security and boosting customer trust in real time.
Unified Data Hub & API
Simplify your data management with our single API, seamlessly integrating issuer, acquirer, and scheme feeds. This unified approach minimizes integration hassles and equips your analysts with a comprehensive 360° view of every transaction, enhancing your fraud prevention and operational efficiency.
Built-In Global Compliance Controls
Stay effortlessly compliant with PSD2, FedNow, and AML mandates through our dynamic rule libraries, audit trails, and automated reporting. Minimize regulatory burdens and avoid penalties, ensuring smooth operations and peace of mind in an ever-evolving legal landscape.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
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FAQs
What is payment company card network integration?
Payment company card network integration involves connecting a business's payment processing systems with major card networks like Visa, MasterCard, and American Express. This integration facilitates seamless transaction processing, enabling businesses to accept card payments both online and in-store. It involves setting up secure connections, adhering to compliance standards, and ensuring compatibility with various card types to ensure smooth and secure transactions.
Why is card network integration important for businesses?
Card network integration is crucial for businesses as it enhances the payment acceptance process, broadens customer payment options, and ensures secure transactions. By integrating with card networks, businesses can offer a seamless checkout experience, reduce declined transactions, and access advanced fraud protection features. This integration also supports global transactions, allowing businesses to expand their market reach and cater to a wider customer base, ultimately boosting sales and customer satisfaction.
What are the steps involved in integrating with a card network?
Integrating with a card network typically involves several key steps: selecting a payment processor that supports the desired card networks, obtaining the necessary merchant accounts, and setting up secure APIs or SDKs provided by the card network. Businesses must also undergo a testing phase to ensure all systems work correctly, comply with PCI DSS standards for security, and complete any required certifications or registrations with the card networks to officially begin processing transactions.
What challenges might businesses face during card network integration?
Businesses may encounter several challenges during card network integration, such as ensuring compliance with strict security and PCI DSS standards, handling complex technical requirements, and managing the costs associated with integration. Additionally, businesses must ensure that their systems are compatible with various card types and transaction methods, which may involve significant development work. Finally, navigating the certification process and maintaining relationships with payment processors and card networks can also present logistical and operational challenges.
How does card network integration impact transaction security?
Card network integration significantly enhances transaction security by leveraging the security protocols and measures mandated by the card networks. These measures include encryption, tokenization, and fraud detection systems that protect sensitive cardholder data and prevent unauthorized access. By adhering to PCI DSS standards and utilizing secure APIs, businesses can reduce the risk of data breaches and fraud, thereby safeguarding both the business and its customers. This integration fosters trust and confidence, encouraging more customers to complete transactions securely.
What role do payment gateways play in card network integration?
Payment gateways act as intermediaries between a business's payment system and the card networks during card network integration. They securely transmit transaction data, authorize payments, and ensure that funds are transferred from the customer's bank to the merchant's account. Payment gateways offer features such as fraud detection, currency conversion, and recurring billing, making them an essential component of the integration process. By using a payment gateway, businesses can simplify the integration process, enhance transaction security, and provide a seamless payment experience for customers.