Connecting Payment Processors to Card Network Data for Smarter Fraud Prevention

Seamlessly integrate card networks for real-time fraud detection, enhanced compliance, and streamlined operations, boosting your payment processing efficiency.

Is Your Business Struggling with These Common Payment Challenges?

Streamline merchant oversight, reduce CNP fraud, prevent account takeovers, and minimize chargebacks with our comprehensive payment solutions.

Fragmented Merchant Oversight

You juggle thousands of merchants across multiple acquirers and gateways. Siloed data hides emerging abuse patterns, making it hard to enforce uniform risk policies and exposing gaps fraudsters quickly exploit.

High Card-Not-Present (CNP) Fraud

Instant CNP authorizations give bad actors a head start. Resulting write-offs, lost interchange, and brand damage climb as unauthorized charges slip through before traditional controls can react.

Account Takeovers & Synthetic Identities

Fraudsters hijack or fabricate processor accounts to launder funds. You face stolen balances, regulator scrutiny, and social-media backlash when compromised credentials surface.

Surging Chargebacks and Disputes

Friendly fraud, promo abuse, and refund scams swell dispute ratios. Excessive chargebacks threaten your card-network standing and drain operations with manual reviews.

FraudNet: Streamlining Fraud Prevention with Smart Solutions

FraudNet empowers payment processors with precision monitoring, streamlined data, and automatic compliance, reducing fraud losses.

Real-Time Transaction Monitoring

Millisecond checks block risky authorizations instantly.

Unified Card-Network Data Hub

Consolidates issuer, acquirer, and network signals in one feed.

AI-Native Risk Scoring

Adaptive models flag anomalies and reduce false positives.

Automated Compliance Guardrails

Continuous PCI DSS and network-rule validation.

Key Capabilities For Payment Processors

Millisecond-Level Detection

FraudNet leverages global network intelligence to assess each transaction in real time, allowing you to intercept fraud before authorization is finalized. This proactive approach ensures legitimate transactions flow smoothly, safeguarding your revenue while maintaining a seamless customer experience for payment processors.

Single Pane of Glass

Our all-in-one dashboard seamlessly integrates processor, issuer, and network data, automating case workflows to drastically cut down analyst workload. Empower your team to make informed decisions swiftly, eliminating the need for cumbersome spreadsheets and boosting operational efficiency.

Built-In Regulatory Alignment

Stay effortlessly compliant with our dynamic rule sets and automated audit trails. By continuously aligning with PCI DSS and card-network mandates, you'll minimize manual checks and reduce penalty risks, ensuring your operations remain smooth and penalty-free.
Impact & Results

Delivering Results that Matter

We don’t just promise better fraud control—we deliver tangible improvements that protect your business.

97%

Fewer False Positives

Approve more valid transactions confidently.

88%

Fraud Reduction

Experience double-digit reductions in fraud-related chargebacks

60%

Cost Savings

Save time and resources while securing your revenue.

Why FraudNet

Future-Proof Your Fraud & Risk Program

With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.

Customizable & Scalable

No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.

End-to-End Platform

Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.

AI Precision You Can Rely On

Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.

Real-Time Fraud Intelligence

Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.

Testimonials

Real Success From Real Teams

Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.

Director Risk & Fraud, Arvato

FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.

Head of Financial Crime, Countingup

The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.

Fraud Manager, Global Financial Institution

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FAQs

What is payment processor and card network integration?

Payment processor and card network integration is the process of connecting a business's payment processing system with card networks like Visa, MasterCard, and American Express. This integration enables seamless authorization, processing, and settlement of card transactions, ensuring that payments are securely and efficiently routed between the merchant, issuing banks, and acquiring banks. It involves technical configurations and compliance with industry standards and security protocols.

Why is PCI compliance important in card network integration?

PCI compliance is critical in card network integration because it ensures that payment systems adhere to the Payment Card Industry Data Security Standard (PCI DSS). This standard is designed to protect cardholder data from breaches and fraud. Compliance helps businesses avoid penalties, protect their reputation, and maintain customer trust by ensuring secure handling, processing, and storage of sensitive payment information. It is a mandatory requirement for any entity involved in handling card transactions.

How does tokenization enhance payment security?

Tokenization enhances payment security by replacing sensitive card information, such as the primary account number (PAN), with a unique identifier known as a token. This token is used during transactions instead of the actual card details, reducing the risk of data breaches. Even if intercepted, tokens are useless to attackers as they cannot be reversed back to the original card information without the secure tokenization system. This helps protect cardholder data and reduces the scope of PCI compliance.

What role does an API play in payment processor integration?

An API (Application Programming Interface) plays a crucial role in payment processor integration by providing a set of protocols and tools for building software applications. APIs enable seamless communication between the payment processor and a business's systems, facilitating tasks such as transaction processing, fraud detection, and reporting. They allow developers to integrate payment functionalities into websites or applications, ensuring smooth and secure handling of payments without having to build complex systems from scratch.

What are the challenges of integrating with multiple card networks?

Integrating with multiple card networks can present several challenges, including dealing with different technical requirements, compliance standards, and security protocols. Each card network may have distinct APIs, certification processes, and transaction routing rules. Managing these variations can be complex and time-consuming, requiring robust technical expertise and resources. Additionally, ensuring consistent user experience and maintaining compliance across all networks adds to the complexity and demands careful planning and execution.

How does 3D Secure improve online transaction security?

3D Secure is an additional layer of security for online card transactions, designed to reduce fraud and provide extra protection for cardholders. It involves an authentication step where the cardholder is redirected to the card issuer's page to enter a password or a one-time code. This ensures that the person making the transaction is the legitimate cardholder. By adding this verification step, 3D Secure helps prevent unauthorized transactions and enhances the overall security of online payments.