Seamlessly integrate card networks for real-time fraud detection, enhanced compliance, and streamlined operations, boosting your payment processing efficiency.
Streamline merchant oversight, reduce CNP fraud, prevent account takeovers, and minimize chargebacks with our comprehensive payment solutions.
You juggle thousands of merchants across multiple acquirers and gateways. Siloed data hides emerging abuse patterns, making it hard to enforce uniform risk policies and exposing gaps fraudsters quickly exploit.
Instant CNP authorizations give bad actors a head start. Resulting write-offs, lost interchange, and brand damage climb as unauthorized charges slip through before traditional controls can react.
Fraudsters hijack or fabricate processor accounts to launder funds. You face stolen balances, regulator scrutiny, and social-media backlash when compromised credentials surface.
Friendly fraud, promo abuse, and refund scams swell dispute ratios. Excessive chargebacks threaten your card-network standing and drain operations with manual reviews.
FraudNet empowers payment processors with precision monitoring, streamlined data, and automatic compliance, reducing fraud losses.
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
Approve more valid transactions confidently.
Experience double-digit reductions in fraud-related chargebacks
Save time and resources while securing your revenue.
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Payment processor and card network integration is the process of connecting a business's payment processing system with card networks like Visa, MasterCard, and American Express. This integration enables seamless authorization, processing, and settlement of card transactions, ensuring that payments are securely and efficiently routed between the merchant, issuing banks, and acquiring banks. It involves technical configurations and compliance with industry standards and security protocols.
PCI compliance is critical in card network integration because it ensures that payment systems adhere to the Payment Card Industry Data Security Standard (PCI DSS). This standard is designed to protect cardholder data from breaches and fraud. Compliance helps businesses avoid penalties, protect their reputation, and maintain customer trust by ensuring secure handling, processing, and storage of sensitive payment information. It is a mandatory requirement for any entity involved in handling card transactions.
Tokenization enhances payment security by replacing sensitive card information, such as the primary account number (PAN), with a unique identifier known as a token. This token is used during transactions instead of the actual card details, reducing the risk of data breaches. Even if intercepted, tokens are useless to attackers as they cannot be reversed back to the original card information without the secure tokenization system. This helps protect cardholder data and reduces the scope of PCI compliance.
An API (Application Programming Interface) plays a crucial role in payment processor integration by providing a set of protocols and tools for building software applications. APIs enable seamless communication between the payment processor and a business's systems, facilitating tasks such as transaction processing, fraud detection, and reporting. They allow developers to integrate payment functionalities into websites or applications, ensuring smooth and secure handling of payments without having to build complex systems from scratch.
Integrating with multiple card networks can present several challenges, including dealing with different technical requirements, compliance standards, and security protocols. Each card network may have distinct APIs, certification processes, and transaction routing rules. Managing these variations can be complex and time-consuming, requiring robust technical expertise and resources. Additionally, ensuring consistent user experience and maintaining compliance across all networks adds to the complexity and demands careful planning and execution.
3D Secure is an additional layer of security for online card transactions, designed to reduce fraud and provide extra protection for cardholders. It involves an authentication step where the cardholder is redirected to the card issuer's page to enter a password or a one-time code. This ensures that the person making the transaction is the legitimate cardholder. By adding this verification step, 3D Secure helps prevent unauthorized transactions and enhances the overall security of online payments.