Is Your Fraud Prevention Strategy Leaving You Exposed to These Critical Threats?
Enhance security and protect your reputation by addressing key vulnerabilities that put your payment processing at risk.
Credential-Based Account Takeovers
Stolen API keys, portal logins, or MFA-bypass kits let fraudsters hijack merchant accounts, reroute payouts, and process illicit transactions. Processors shoulder immediate financial risk and long-term reputational damage as merchants question platform security and regulators scrutinize breach handling.
Manual, Siloed Monitoring
Risk teams still stitch together Excel reports, gateway logs, and ticketing tools to spot unusual merchant behavior. Without unified, real-time insight, threats linger undetected, analyst productivity drops, and operating costs escalate during surge periods such as holiday peaks.
Chargeback and Network Threshold Breaches
Compromised merchant accounts often spike refund or chargeback ratios, quickly breaching Visa/ Mastercard thresholds. Processors face steep fines, scheme monitoring programs, and potential loss of acquiring licenses if remediation is not immediate and well-documented.
Excessive False Positives
Rigid, one-size-fits-all fraud rules flag legitimate volume swings—flash sales, seasonal demand, or new product drops—as suspicious. Merchants experience unnecessary holds, while processors absorb higher support loads and revenue churn from frustrated customers.
Strengthen Security with FraudNet's Cutting-Edge Solutions
Protect your payment platform from fraud, reduce risks, and maintain trust with FraudNet's tailored solutions.
Policy Monitoring Engine
Stops payout changes, volume spikes, and login abuse in real time.
Anomaly Detection Models
ML flags unseen fraud tactics before thresholds are crossed.
Merchant-Level Thresholds
Adaptive limits cut false positives and protect good merchants.
Unified Case Dashboard
Investigate, document, and resolve ATO events end-to-end fast.
Real-Time Policy Enforcement
Experience lightning-fast decisions on logins, payouts, and transactions with FraudNet. Instantly block credential-stuffing attacks and freeze suspicious accounts, safeguarding your platform from losses and chargebacks, while maintaining your reputation and compliance with card networks. Keep your operations secure and efficient.
Advanced Anomaly Detection
Our AI-driven models adapt to each merchant's specific patterns in velocity, refunds, and logins. By identifying subtle deviations that static rules overlook, we provide actionable risk scores, empowering you to focus on genuine threats while minimizing manual reviews and cutting operational costs.
Comprehensive Case Management
Streamline your operations with a unified console that consolidates alerts, evidence, and communication. Experience faster investigations, enhanced analyst productivity, and robust audit trails, ensuring compliance and readiness for scheme audits or enterprise merchant inquiries with ease.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
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FAQs
What is a payment processor account takeover?
A payment processor account takeover occurs when an unauthorized individual gains access to a legitimate user's payment processing account. This can lead to unauthorized transactions, changes in account settings, and potential financial loss for both the account holder and the payment processor. Attackers often use phishing, credential stuffing, or social engineering tactics to obtain login credentials.
How can payment processors identify signs of an account takeover?
Signs of an account takeover may include unusual login patterns, such as logins from unfamiliar IP addresses or locations, sudden changes in account information, unexpected transactions, and failed login attempts. Implementing monitoring tools that track user behavior and flag anomalies can help payment processors detect potential account takeovers early.
What steps can users take to prevent account takeovers?
Users can prevent account takeovers by using strong, unique passwords for their accounts, enabling two-factor authentication (2FA), regularly monitoring account activity for unauthorized transactions, and being cautious of phishing attempts. Additionally, users should keep their devices and software up to date to protect against vulnerabilities that attackers could exploit.
How do payment processors respond to a suspected account takeover?
When a payment processor suspects an account takeover, they typically lock or suspend the account to prevent further unauthorized access, notify the account holder, and initiate an investigation to determine how the breach occurred. They may also work with the user to reset passwords, enable additional security features, and monitor for any suspicious activity.
What role does two-factor authentication play in preventing account takeovers?
Two-factor authentication (2FA) significantly enhances account security by requiring a second form of verification, such as a code sent to a user's phone, in addition to the standard password. This makes it more difficult for attackers to gain unauthorized access, as they would need both the password and the second factor to successfully log in.
What are the consequences of payment processor account takeovers for businesses?
For businesses, account takeovers can lead to financial losses, damage to reputation, legal liabilities, and loss of customer trust. Businesses may face chargebacks, regulatory fines, and disruptions in operations. It is crucial for businesses to have robust security measures in place to protect against account takeovers and mitigate the associated risks.