Is Your Merchant Risk Management Strategy Costing You Time and Money?
Optimize your merchant risk management to save time, reduce costs, and protect your reputation with proactive oversight.
Unmanaged Merchant Risk
Without continuous oversight, high-risk merchants can trigger chargebacks, refunds, or illegal sales. Processors absorb financial losses, network fines, and reputational harm when these breaches remain undetected.
Manual Monitoring Processes
Spreadsheets and scattered portals slow reaction time, invite human error, and let sophisticated fraud rings exploit gaps in a processor’s fragmented merchant-risk workflow.
High False Positives
Rigid rule sets flag legitimate volume spikes as fraud. Frozen funds anger good merchants, drive support costs, and cause churn that erodes processing revenue.
Scalability Challenges
As portfolios grow, legacy tools cannot analyze soaring transaction data in real time, forcing processors to hire aggressively or accept greater exposure to fraud and compliance penalties.
FraudNet Solutions: Revolutionizing Merchant Risk Management
Enhance efficiency and reduce losses with FraudNet's advanced risk management solutions for payment processors.
Policy Monitoring Engine
Real-time rule checks block limit breaches instantly.
Anomaly Detection Models
ML flags unusual patterns beyond static rules.
Merchant-Level Threshold Customization
Tailored limits cut false positives.
Unified Case Management Dashboard
One view accelerates alert resolution.
Real-Time Policy Enforcement
FraudNet instantly evaluates transactions, halting terminals or payouts the moment a merchant surpasses chargeback, refund, or sales limits. This proactive approach protects payment processors from potential losses and fines, ensuring smoother operations and safeguarding your financial reputation.
Advanced Anomaly Detection
Our AI-powered models adapt to each merchant's unique behavior, detecting subtle anomalies like refund spikes and velocity abuse. This allows you to take proactive measures early on, minimizing disruptions and preventing analyst overload with unnecessary alerts.
Efficient Case Management
Streamline operations with our configurable dashboard that routes alerts, attaches evidence, and tracks actions from start to finish. Reduce investigation time and empower your team to efficiently handle more merchants without the need for additional staff, enhancing your operational efficiency.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
Speak with our Solutions Expert Today
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Recognized by Industry Analysts
Related Resources
Other Services
View More
FAQs
What is merchant risk reduction in payment processing?
Merchant risk reduction involves implementing strategies and technologies to minimize potential losses and fraud associated with payment processing. Payment processors assess the risk levels of merchants based on factors like transaction volume, business type, and historical fraud rates. By reducing risk, processors can protect both themselves and their merchant clients from financial loss and reputational damage.
Why is it important for payment processors to reduce merchant risk?
Reducing merchant risk is crucial for payment processors to prevent financial losses due to fraud, chargebacks, and non-compliance. High levels of merchant risk can lead to increased costs, such as higher chargeback fees and potential fines from regulatory bodies. By managing risk effectively, payment processors ensure a secure transaction environment, maintain trust with their merchant clients, and comply with industry regulations.
What tools and techniques are used to assess merchant risk?
Payment processors use a combination of tools and techniques to assess merchant risk, including automated risk scoring systems, transaction monitoring software, and machine learning algorithms. These tools analyze various data points, such as transaction patterns, geographic locations, and historical fraud incidents, to identify potential risks. Additionally, manual reviews and audits may be conducted for high-risk merchants to ensure comprehensive risk assessment.
How can payment processors help merchants reduce chargebacks?
Payment processors can help merchants reduce chargebacks by offering tools and services such as fraud detection software, real-time transaction monitoring, and chargeback alerts. They can also provide guidance on implementing best practices for transaction verification and customer communication. Educating merchants on common chargeback triggers and providing resources for dispute resolution can further aid in minimizing chargeback rates.
What role does compliance play in merchant risk reduction?
Compliance plays a critical role in merchant risk reduction by ensuring that businesses adhere to industry regulations and standards, such as PCI DSS. Compliance helps protect sensitive customer data and reduces the likelihood of data breaches, which can lead to significant financial and reputational damage. Payment processors often provide resources and support to help merchants achieve and maintain compliance, thereby reducing overall risk.
How can machine learning improve merchant risk management?
Machine learning enhances merchant risk management by continuously analyzing large datasets to identify patterns and anomalies indicative of fraudulent activity. These algorithms can adapt to new threats in real-time, offering more accurate risk assessments and reducing false positives. By leveraging machine learning, payment processors can improve the efficiency and effectiveness of their fraud detection efforts, ultimately providing better protection for both the processor and the merchant.