Are Fragmented Systems and Rising Fraud Threats Putting Your Merchant Oversight at Risk?
Enhance merchant oversight with unified data and proactive fraud prevention, safeguarding your business from fines and reputational damage.
Fragmented Merchant Oversight
Disparate data sources force you to toggle between systems, making it difficult to spot high-risk merchants promptly, increasing exposure to network fines and sponsor-bank scrutiny.
Chargeback Exposure
Surging CNP fraud and refund abuse can push merchant chargeback ratios over card-scheme limits, triggering costly penalties, higher reserves, and reputational damage with acquiring partners.
Manual KYB Risk Assessments
Spreadsheet-driven onboarding slows revenue, leaves data gaps, and risks approving shell or sanctioned businesses that later generate excessive fraud and compliance violations.
Insufficient Real-Time Risk Visibility
Without millisecond-level decisioning, fraud is caught after settlement, eroding margins and undermining trust with issuing banks and regulators.
Fraudnet Solutions: Mastering Merchant Risk and Fraud Prevention
Enhance oversight, cut fraud, and ensure compliance effortlessly with Fraudnet's integrated solutions for payment companies.
Policy Monitoring
Enforce chargeback, refund, and volume caps instantly.
Millisecond Transaction Screening
Score every authorization before approval.
KYB Automation
Layered identity, ownership, and sanctions checks.
Risk Tiering & Scoring
Continuously segment merchants by risk level.
Real-Time Transaction Monitoring
Detect and block suspicious transactions in mere milliseconds, safeguarding your revenue stream and maintaining strong, trusted partnerships with issuing banks. Enhance your payment security and boost your reputation by preventing fraud before it affects your bottom line.
Intelligent Automation
Enhance your payment security with intelligent automation that adapts risk scores in real-time. Minimize manual reviews and false positives, allowing your team to efficiently target genuine threats, streamline operations, and maintain strong, trusted relationships with your partners and clients.
Streamlined Case Management
Streamline your compliance process with integrated investigation and reporting tools. Meet network mandates swiftly while reducing compliance overhead, enabling your team to focus on strategic initiatives. Boost efficiency and maintain strong relationships with acquiring partners by simplifying complex compliance tasks.
Impact & Results
Delivering Results that Matter
We don’t just promise better fraud control—we deliver tangible improvements that protect your business.
97%
Fewer False Positives
Approve more valid transactions confidently.
88%
Fraud Reduction
Experience double-digit reductions in fraud-related chargebacks
60%
Cost Savings
Save time and resources while securing your revenue.
Why FraudNet
Future-Proof Your Fraud & Risk Program
With an integrated platform designed for precision, agility, and impactful results, enabling your team to make smarter decisions, improve operational efficiency, and fuel your business growth.
Customizable & Scalable
No-code rules engine, flexible dashboards, and tailor-made machine learning models that are designed to adapt seamlessly and scale alongside your business.
End-to-End Platform
Unify fraud detection, compliance, and risk management into one powerful solution, saving valuable time and streamlining your operations.
AI Precision You Can Rely On
Reduce false positives, detect and prevent more fraud, and mitigate risk with highly accurate, real-time risk scoring and anomaly detection you can trust.
Real-Time Fraud Intelligence
Leverage advanced analytics, comprehensive reporting, and our Global Anti-Fraud Network to make faster, smarter decisions on the spot.
Testimonials
Real Success From Real Teams
Fraud.net’s flexibility has helped our AfterPay business grow by allowing us to meet our increasingly complex customer and country requirements. Their platform has enabled Arvato to increase our agility and significantly reduce fraud attacks.
Director Risk & Fraud, Arvato
FraudNet's combination of customized machine learning and flexible rules management has been transformative. We've achieved dramatic efficiency gains while maintaining robust fraud protection - a game-changer as we navigate evolving regulatory requirements.
Head of Financial Crime, Countingup
The great usability of Fraud.net is night and day when comparing it to our prior risk prevention platform. Reporting is also faster, more straightforward, and more impactful. With Fraud.net, we can easily visualize and share findings, providing our leadership with a clear understanding of the return-on-investment for our activities in real-time.
Fraud Manager, Global Financial Institution
Speak with our Solutions Expert Today
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Recognized by Industry Analysts
Related Resources
Other Services
View More
FAQs
What is merchant risk reduction in payment companies?
Merchant risk reduction refers to the strategies and measures implemented by payment companies to minimize the potential for fraud, chargebacks, and financial loss associated with merchant transactions. This involves assessing merchant risk profiles, monitoring transaction patterns, and applying fraud detection tools to prevent unauthorized activities. The goal is to protect both the payment company and its merchants from financial losses and reputational damage.
Why is merchant risk reduction important for payment companies?
Merchant risk reduction is crucial for payment companies as it helps safeguard their financial stability and reputation. By effectively managing risk, payment companies can prevent fraud, reduce chargebacks, and maintain regulatory compliance. This not only protects the company from financial losses but also ensures a secure environment for merchants and customers, fostering trust and long-term relationships. Ultimately, effective risk reduction supports business growth and sustainability.
What tools do payment companies use for merchant risk reduction?
Payment companies use various tools for merchant risk reduction, including fraud detection software, machine learning algorithms, and real-time monitoring systems. These tools analyze transaction data to identify suspicious patterns and flag potential fraud. Additionally, payment companies may use risk scoring models, identity verification services, and device fingerprinting to assess merchant credibility and prevent unauthorized activities. These technological solutions help minimize risk and enhance security.
How do payment companies assess merchant risk profiles?
Payment companies assess merchant risk profiles by evaluating various factors such as the merchant's business type, transaction volume, chargeback history, and geographic location. They may also consider the merchant's credit score, industry reputation, and compliance with regulatory requirements. By analyzing these aspects, payment companies can determine the level of risk associated with a merchant and implement appropriate risk management measures to mitigate potential threats.
What are chargebacks, and how do they impact merchant risk?
Chargebacks occur when a cardholder disputes a transaction, leading to a reversal of funds from the merchant's account. High chargeback rates can indicate fraudulent activity or customer dissatisfaction, increasing the risk profile of a merchant. Payment companies monitor chargeback ratios to assess merchant risk levels. Excessive chargebacks can result in penalties, increased transaction fees, or even termination of merchant accounts, underscoring the importance of effective chargeback management in risk reduction.
How can merchants contribute to reducing payment risk?
Merchants can contribute to reducing payment risk by implementing robust security measures, such as using secure payment gateways, conducting regular PCI compliance checks, and training staff on fraud prevention. Additionally, maintaining accurate transaction records, promptly addressing customer disputes, and using AVS (Address Verification Service) and CVV (Card Verification Value) checks can help prevent fraudulent activities. Collaborating with payment companies to stay informed about emerging threats and best practices further enhances risk reduction efforts.